Upper Keys · MM 91–107
Key Largo
Largest Keys island — Miami-commutable, dive-economy heart.
Key Largo is the longest island in the chain and the closest meaningful commute to Miami employment (~70 minutes door-to-door). Ocean Reef Club anchors the high end; Stillwright Point, Largo Sound, and the bay-side canals make up the residential base.
Parcels
11,800
Median assessed value
$760,000
% in AE/VE flood zone
55%
% waterfront
36%
What to expect in Key Largo
- Closest Keys-to-Miami commute (~70 min to downtown)
- Ocean Reef Club: membership + home purchase tracks in parallel
- Pennekamp + Christ-of-the-Abyss dive economy
- Subdivision-by-subdivision STR rules
Sample parcels in Key Largo
Public-records risk and insurance data on representative parcels.
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How we score Key Largo
Every parcel on this site is scored against the same six-factor KeysIQ engine: flood risk, insurance cost, ROGO buildability, VR income eligibility, climate resilience, and the composite KeysIQ Score™. Read the methodology →