KeysIQ

Know what you're buying in the Florida Keys.

Free flood risk, insurance estimate, ROGO buildability, and climate exposure on every Monroe County parcel. From public records. No paywall.

Try: 55 Sombrero Beach Rd, Marathon · 30425 Pirates Rd, Big Pine Key

Three numbers that move every Keys offer.

National portals don't surface the data that matters in the Keys. Flood zone, insurance carrier appetite, and rebuildability are the numbers that swing real money. We make them visible.

Flood Risk

FEMA flood zone, base flood elevation, ground elevation, and NFIP claim density within a one-mile radius — distilled into a 0–100 score. Higher = worse.

Insurance Estimate

Annual carrier estimate combining flood zone, sqft, year built, and post-Irma rebuild status. Useful for offer math; not a binding quote.

KeysIQ Score™

Composite blend of flood, insurance, ROGO buildability, climate resilience, and VR-rental income eligibility. One number to compare two listings cold.

Browse by town

14 Florida Keys communities. Click any tile for local risk profile + sample lookups.

Key West

Key West

Mile Marker 0 — historic core, transient-license island.

Median value
$720,000
Mile marker
MM 0–4

Stock Island

Key West

Working waterfront — redevelopment along Robbie's basin.

Median value
$410,000
Mile marker
MM 5

Big Coppitt Key

Lower Keys

Closest mainland-style commute to Key West employment.

Median value
$540,000
Mile marker
MM 10

Sugarloaf Key

Lower Keys

Quiet canal communities and the only bat tower in the Keys.

Median value
$620,000
Mile marker
MM 17–21

Cudjoe Key

Lower Keys

Mid-Lower-Keys canal living with deepwater access.

Median value
$690,000
Mile marker
MM 21–23

Summerland Key

Lower Keys

Tight community feel, mid-tier Lower-Keys pricing.

Median value
$660,000
Mile marker
MM 24–26

Ramrod Key

Lower Keys

Local-favorite canal island; No Name Pub on a Tuesday.

Median value
$680,000
Mile marker
MM 27

Big Pine Key

Lower Keys

Value Lower-Keys — X-zone pockets, Key Deer Refuge constraints.

Median value
$540,000
Mile marker
MM 30
View all towns →

How it works

  1. 1

    Enter an address

    Any Monroe County address. We resolve it against FDOT's parcel layer.

  2. 2

    Read the public scores

    Flood, insurance, KeysIQ Score — derived from FEMA, NOAA, USGS, FDOT.

  3. 3

    Connect with a realtor

    Want a deeper analysis? We'll route you to a Keys partner agent for free.

Want a deeper analysis?

KeysIQ surfaces the public-record signal. A real Keys realtor brings the rest — recent sales, dock history, HOA gossip. We route every lead to a partner agent based on geography. Lower Keys → Gracie Dorr, Keyscations Realty.

Powered by public records

  • FEMA NFHL
  • NOAA SLR
  • USGS EPQS
  • Monroe County qPublic
  • FDOT Statewide Parcels
  • OpenFEMA NFIP Claims