Lower Keys · MM 27
Ramrod Key
Local-favorite canal island; No Name Pub on a Tuesday.
Ramrod Key is a Lower-Keys home base — tight-knit, canal-heavy, and a 35–45 minute commute to Key West. Its canal mix runs from older stilt cottages to renovated elevated builds; flood zones are mostly AE with some isolated higher pockets.
Parcels
1,100
Median assessed value
$680,000
% in AE/VE flood zone
81%
% waterfront
66%
What to expect in Ramrod Key
- Canal-front stock from $700k stilt cottages to $1.4M+ elevated builds
- Open-water-facing parcels skew higher
- Unincorporated Monroe — VR rules differ from Marathon
- Many homes are post-Irma elevation-compliant
Sample parcels in Ramrod Key
Public-records risk and insurance data on representative parcels.
Find a Ramrod Key realtor
Lower- and Middle-Keys leads route to Gracie Dorr at Keyscations Realty. I live on Ramrod. I sell here because it's home.
How we score Ramrod Key
Every parcel on this site is scored against the same six-factor KeysIQ engine: flood risk, insurance cost, ROGO buildability, VR income eligibility, climate resilience, and the composite KeysIQ Score™. Read the methodology →