Lower Keys · MM 17–21
Sugarloaf Key
Quiet canal communities and the only bat tower in the Keys.
Sugarloaf is mostly residential canal subdivisions and weekend-quiet streets. It's a price step down from Cudjoe and a step up from interior Big Pine on most measures. Flood zone diversity is real — pockets of X-zone interior parcels exist.
Parcels
1,800
Median assessed value
$620,000
% in AE/VE flood zone
69%
% waterfront
55%
What to expect in Sugarloaf Key
- Canal-front residential subdivisions
- Some interior X-zone parcels reduce flood premiums
- Sugarloaf Lodge area mixes residential + commercial
Sample parcels in Sugarloaf Key
Public-records risk and insurance data on representative parcels.
Find a Sugarloaf Key realtor
Lower- and Middle-Keys leads route to Gracie Dorr at Keyscations Realty. I live on Ramrod. I sell here because it's home.
How we score Sugarloaf Key
Every parcel on this site is scored against the same six-factor KeysIQ engine: flood risk, insurance cost, ROGO buildability, VR income eligibility, climate resilience, and the composite KeysIQ Score™. Read the methodology →